The Mortgage Link Opens New Branch Office in Downtown Toledo, Bringing Ohio Down Payment Assistance Programs to Northwest Ohio Buyers

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The Mortgage Link Opens New Branch Office in Downtown Toledo, Bringing Ohio Down Payment Assistance Programs to Northwest Ohio Buyers

Loan Officer Mike Matkin leads new location, offering tailored mortgage solutions and up to 3.5% in down payment assistance for first-time and repeat homebuyers across Lucas County.

TOLEDO, Ohio — October 13, 2026 — The Mortgage Link, Inc. announced today the official opening of its newest branch location in downtown Toledo, Ohio. Located at 17 N. St. Clair Street near the Maumee River waterfront, the new office expands access to customized mortgage solutions and flexible home financing options across Lucas County and the broader Northwest Ohio region.

The Toledo branch is led by Loan Officer Mike Matkin (NMLS #2388001), who is licensed in both Ohio and Michigan. Known for his clear communication and dedicated approach to client service, Matkin works closely with homebuyers and homeowners to simplify every phase of the home financing journey.

"Many buyers in Northwest Ohio assume they need a massive cash savings upfront to purchase a home, but programs like Ohio Down Payment Assistance can completely change that equation," said Matkin. "Whether someone is buying their first home or moving up to their next, our goal is to provide step-by-step guidance and connect local families with programs that make homeownership manageable and accessible."

In addition to traditional financing, the new Toledo branch provides specialized access to Ohio Down Payment Assistance, helping buyers reduce the cash needed at closing:

  • Up to 3.5% Assistance for FHA, VA, and USDA loans (650+ credit score required for FHA; 640+ for VA and USDA).
  • Up to 3.0% Assistance for Conventional loans (640+ credit score required).
  • Flexible Fund Usage: Assistance funds can be applied directly toward down payment costs, closing expenses, or eligible pre-closing fees.
  • Broad Eligibility: Available to both first-time homebuyers and repeat buyers looking to purchase in Ohio.
The branch offers a comprehensive selection of residential loan products tailored to Toledo's diverse housing stock—from historic properties in the Old West End to established suburban neighborhoods:
  • Conventional Mortgages for primary residences, second homes, and investment properties
  • FHA & VA Financing supporting first-time buyers, military families, and veterans
  • USDA Rural Housing Loans for eligible surrounding Northwest Ohio communities
  • Refinance Solutions designed to adjust loan terms or utilize home equity
About The Toledo Branch

About The Mortgage Link, Inc.

The Mortgage Link, Inc. (NMLS #113054) is an independent mortgage lender committed to providing clear guidance, competitive rates, and responsive local service across multiple states. To learn more about available mortgage programs or to speak with a loan officer, visit themortgagelink.com.

Media Contact:

Marketing Department

The Mortgage Link, Inc.

Email: marketing@themortgagelink.com

Phone: (240) 683-8585

Website: www.themortgagelink.com

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