Home Inspection Guide: What Buyers Need to Know
Buying or refinancing a home comes with a lot of questions—and we’re here to help you feel more prepared. Use the tools and resources below to explore your mortgage options, crunch the numbers, and get helpful tips from our team.
Use our free calculators to estimate your monthly mortgage payment, see how much home you can afford, or calculate available equity.
Start strong by connecting with a local loan officer and a trusted realtor. Together, they'll guide you through the financial and home search process, making sure you're informed and supported every step of the way.
Work with your loan officer to complete a mortgage application using your income and credit info. A pre-approval shows sellers you’re serious—and helps you and your realtor shop with confidence.
Your realtor will help you tour homes, compare properties, and submit offers. As your lender, we’re here in the background, ready to lock in your rate when the time is right and guide you through next steps.
Once your offer is accepted, our in-house processing team gets to work verifying documents, ordering the appraisal, and prepping your loan file. Behind the scenes, we’re keeping things moving efficiently toward underwriting.
Your loan file heads to underwriting for final review. We'll confirm that everything meets guidelines and let you know if any additional documents are needed.
Once your loan is “clear to close,” you’ll receive a Closing Disclosure to review. Your loan officer will coordinate closing details and share a pre-close checklist to help you prep for the big day.
You’ve made it! At settlement, you’ll sign your final documents and officially become a homeowner. Then it’s time to celebrate—and move in! We’ll always be here if you have questions post-close.
Download homebuying checklists, refinance prep sheets, and step-by-step guides to help you stay organized and informed.
We offer complimentary access to a moving truck for our customers—available exclusively through our Rockville, MD branch. It’s just one more way we support you beyond the loan.