Ricardo Cardenas

About Me

Ricardo Cardenas brings over 25 years of mortgage experience to homebuyers in Maryland and Virginia through The Mortgage Link’s Rockville, MD, branch. Originally from Guatemala, Ricardo moved to Maryland at age 14, giving him a rich cultural perspective and a deep understanding of the diverse needs of the communities he serves.

Fluent in Spanish, Ricardo is passionate about providing personalized mortgage solutions tailored to each customer’s goals. He takes the time to walk you through every detail of the loan process, ensuring clarity, alignment, and peace of mind from start to finish. His mission is simple: to make your experience so smooth and successful, it’s what you’ll remember long after closing.

Ricardo proudly serves a wide range of homebuyers—from first-timers to seasoned homeowners — with a focus on integrity, transparency, and trust.

Outside of work, Ricardo is a dedicated Pastor and has led Casa de Dios Church in Clarksburg for more than 16 years, reflecting his deep commitment to service, faith, and community.

Looking to buy or refinance in Maryland or Virginia? Contact Ricardo Cardenas today for trusted, bilingual mortgage guidance.