Whether you're buying your first home or your next, we’re here to help you understand your options, navigate the mortgage process, and connect with a licensed loan officer near you.
Buying your first home is a big step—and it can be a smart one. It’s your chance to build equity, plant roots, and create a space that’s all your own. Just check out these potential benefits:
Start strong by connecting with a local loan officer and a trusted realtor. Together, they'll guide you through the financial and home search process, making sure you're informed and supported every step of the way.
Apply for Pre-Approval
Work with your loan officer to complete a mortgage application using your income and credit info. A pre-approval shows sellers you’re serious—and helps you and your realtor shop with confidence.
Find & Secure a Home
Your realtor will help you tour homes, compare properties, and submit offers. As your lender, we’re here in the background, ready to lock in your rate when the time is right and guide you through next steps.
Loan Processing
Once your offer is accepted, our in-house processing team gets to work verifying documents, ordering the appraisal, and prepping your loan file. Behind the scenes, we’re keeping things moving efficiently toward underwriting.
Underwriting
Your loan file heads to underwriting for final review. We'll confirm that everything meets guidelines and let you know if any additional documents are needed.
Final Approval
Once your loan is “clear to close,” you’ll receive a Closing Disclosure to review. Your loan officer will coordinate closing details and share a pre-close checklist to help you prep for the big day.
Closing Day
You’ve made it! At settlement, you’ll sign your final documents and officially become a homeowner. Then it’s time to celebrate—and move in! We’ll always be here if you have questions post-close.
Calculate Your Home Budget With Ease
Use our mortgage calculators to estimate your monthly payments and plan your homebuying budget.
