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Assumptions, Disclosures & Disclaimers
ASSUMPTION: The stated APR and interest rate are estimated for our highly qualified clients, for those single family, owner-occupied properties, where there are no subordinated liens. APR and rate are only available on rate and term refinances and purchases. The loan must include impounds for taxes and insurances. Consumers will qualify with a maximum 60% loan to value, 43% debt-to-income or less, minimum loan amount of $400,000, and a 780 minimum credit score. The actual APR and interest rate may be higher based on your specific situation and not all applicants will qualify for this rate and APR. The APR and Interest Rates are subject to change at any time, with or without notice, and are deemed reliable, but not guaranteed. The Interest Rates and APR stated were available at the time this creative went to print. All loan terms are subject to receipt of a complete application, verification of income, employment, credit review, debt analysis, equity position or home value verification, credit score restrictions and underwriting approval. Loan interest rates and points may vary based on credit history.